<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Riana Invests</title><description>Investing fundamentals, broker comparisons, and long-term strategy for serious beginners. No hype, no day-trading nonsense — just the basics done right.</description><link>https://rianainvests.com/</link><item><title>Beginner stock screening checklist: what to look at first</title><link>https://rianainvests.com/posts/beginner-stock-screening-checklist/</link><guid isPermaLink="true">https://rianainvests.com/posts/beginner-stock-screening-checklist/</guid><description>A simple, repeatable checklist for screening individual stocks — fundamentals, valuation, and the qualitative factors that matter for long-term holdings.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item><item><title>How to Choose Your First Broker as a Long-Term Investor</title><link>https://rianainvests.com/posts/best-online-broker-for-beginners/</link><guid isPermaLink="true">https://rianainvests.com/posts/best-online-broker-for-beginners/</guid><description>A clear 2026 comparison of the major US brokers — Fidelity, Schwab, Vanguard, and Robinhood — focused on what actually matters for buy-and-hold investors.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item><item><title>Dollar cost averaging explained — and when to skip it</title><link>https://rianainvests.com/posts/dollar-cost-averaging-explained/</link><guid isPermaLink="true">https://rianainvests.com/posts/dollar-cost-averaging-explained/</guid><description>What dollar cost averaging actually is, why it works for behavior more than returns, and the specific cases where lump sum investing is the better choice.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item><item><title>Fidelity vs Vanguard vs Schwab: which broker fits your style</title><link>https://rianainvests.com/posts/fidelity-vs-vanguard-vs-schwab/</link><guid isPermaLink="true">https://rianainvests.com/posts/fidelity-vs-vanguard-vs-schwab/</guid><description>An honest comparison of the three major U.S. brokers for long-term investors — fees, fund selection, platform quality, and where each pulls ahead.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item><item><title>How to read an ETF prospectus without reading every page</title><link>https://rianainvests.com/posts/how-to-read-an-etf-prospectus/</link><guid isPermaLink="true">https://rianainvests.com/posts/how-to-read-an-etf-prospectus/</guid><description>A practical, plain-English guide to the parts of an ETF prospectus that actually matter — and the parts you can skip without losing anything.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item><item><title>Index Funds vs ETFs: The Practical Differences That Actually Matter</title><link>https://rianainvests.com/posts/index-funds-vs-etfs/</link><guid isPermaLink="true">https://rianainvests.com/posts/index-funds-vs-etfs/</guid><description>Index funds and ETFs both track the same indexes — but they trade differently, are taxed differently, and one is meaningfully better for most beginner investors. Here&apos;s how to choose.</description><pubDate>Sat, 02 May 2026 00:00:00 GMT</pubDate></item><item><title>Understanding economic moats: a beginner&apos;s framework</title><link>https://rianainvests.com/posts/understanding-economic-moats/</link><guid isPermaLink="true">https://rianainvests.com/posts/understanding-economic-moats/</guid><description>What economic moats actually are, the five durable types, and how to recognize them when evaluating a business — without overpaying for the label.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item><item><title>Roth IRA vs traditional IRA: which one fits you in 2026</title><link>https://rianainvests.com/posts/roth-ira-vs-traditional-ira/</link><guid isPermaLink="true">https://rianainvests.com/posts/roth-ira-vs-traditional-ira/</guid><description>A plain-English comparison of Roth IRA vs traditional IRA — tax timing, eligibility, and the simple framework most beginners need.</description><pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate></item></channel></rss>